expert mortgage advisors
We can find you the very best deal from across the UK market
We can advise you on your maximum borrowing amount, as well as the best interest rates on the market and inform you of what your monthly repayments will be.
mortgages
How it works
If you’re searching for your first mortgage or need some help with the process, we know it can feel overwhelming and stressful.
At Frank, we’re here to support you every step of the way. We’ve put together a simple list of what to expect so you can feel more at ease. Please reach out to us for further assistance.
We'll collect information about your current situation, estimate your maximum borrowing amount, and, if possible, obtain a decision in principle for you. We’ll need details about your household income or property rental value, as well as any regular expenses or debts. Being upfront about your financial situation, including any bad credit or outstanding debt, will help avoid complications later on, so please don't hesitate to inform us.
After your offer on a property is accepted, we will advise you on the best available interest rates and estimate your monthly repayments. We will guide you on the most suitable mortgage product, the possible mortgage term, and any related fees.
Remember, rates change regularly, where possible we will advise you of known rate changes but it is possible that between us advising you of your options and you confirming which product you want to go for, the product may no longer be available.
Once you are satisfied with the product and terms we've recommended, we'll begin the application with your confirmation.
We'll complete the process with your chosen lender and let you know which documents are needed. Please ensure you provide the necessary documents promptly to avoid delays or issues.
After your application is approved, we'll notify you promptly!
Your mortgage rate is locked in so won't your interest rate won't increase before completion. However, our advisors will ensure that if your lender's rates drop after the application approval we'll secure the new lower rate for you.
We may contact you to discuss your protection options, ensuring the necessary insurances are in place before completion.
We'll collect information about your current situation, estimate your maximum borrowing amount, and, if possible, obtain a decision in principle for you. We’ll need details about your household income or property rental value, as well as any regular expenses or debts. Being upfront about your financial situation, including any bad credit or outstanding debt, will help avoid complications later on, so please don't hesitate to inform us.
After your offer on a property is accepted, we will advise you on the best available interest rates and estimate your monthly repayments. We will guide you on the most suitable mortgage product, the possible mortgage term, and any related fees.
Remember, rates change regularly, where possible we will advise you of known rate changes but it is possible that between us advising you of your options and you confirming which product you want to go for, the product may no longer be available.
Once you are satisfied with the product and terms we've recommended, we'll begin the application with your confirmation.
We'll complete the process with your chosen lender and let you know which documents are needed. Please ensure you provide the necessary documents promptly to avoid delays or issues.
After your application is approved, we'll notify you promptly!
Your mortgage rate is locked in so won't your interest rate won't increase before completion. However, our advisors will ensure that if your lender's rates drop after the application approval we'll secure the new lower rate for you.
We may contact you to discuss your protection options, ensuring the necessary insurances are in place before completion.
Mortgages
Ready to start your mortgage journey?
We’re here for you seven days a week, whether you want to chat on the phone, visit our office, jump on a video call or have us visit your home. We understand life is busy so we’re also available evenings and weekends.