Critical illness cover
Financial Peace of Mind During Critical Illness
Worrying about finances should be the last thing on your mind during a health crisis. With Critical illness cover you can focus on what truly matters—your recovery and well-being.
What is critical illness cover?
Critical illness cover supports you and your family if you are diagnosed with a critical illness (one that is life-changing, or life-limiting), paying out a lump sum amount to you and your loved ones. This money can either be a safety net whilst you’re in recovery or, if you’re diagnosed with a terminal illness, a way to ensure your loved ones are financially protected.
Critical illness cover
What is classed as a critical illness?
Policies can cover a number of life-threatening or life-limiting conditions, however, these vary between providers. Policies usually cover long-term and serious illnesses.
As each insurance provider has a different list of illnesses they define as critical it’s important you read the provider’s policy conditions, so you know precisely what you are covered for.
Why do i need cover?
Critical illness coverage isn’t a legal requirement and you don’t need it when getting a mortgage but for many it’s invaluable. The chance of being diagnosed with cancer is incredibly high in the UK, with one in two likely to experience it. Similarly, over 7 million people in the UK suffer from heart-related issues. Sadly, it’s still easy to think it won’t affect us.
The above statistics are terrifying. We hope you never need to use it but adding critical illness cover can offer a layer of protection for you and your loved ones if you are diagnosed with a life-changing or life-limiting illness.
As with all insurance policies, conditions and exclusions will apply.
How we can help
We identify the best coverage for you.
Our advisors provide tailored recommendations based on your specific needs, health conditions, and financial situation. Our team has extensive knowledge of providers including the latest products and coverage options.
